The short version
- Who it covers. Anyone renting a primary residence in Spain.
- What the law says. The agency's fee is the landlord's cost, not the tenant's.
- What you can do. Refuse to pay it, and reclaim it if you already have.
If you have viewed a rental in Spain and the agency asked you for one month's rent plus VAT to manage the contract, that clause is illegal. It is not a grey area, and it does not depend on what the listing says: Spanish law has expressly banned this since 2023, and the Consumer Affairs Ministry has since opened several sanctioning proceedings to enforce it.
Here is where the rule comes from, exactly who it protects, and what to do if an agency tries to charge you anyway.
The law: Article 20.1 of the Urban Leases Act
It starts with Law 12/2023 of 24 May, on the right to housing, better known as the Ley de Vivienda. Its first final provision amended Article 20.1 of the Ley de Arrendamientos Urbanos (LAU, Spain's Urban Leases Act) to add a very direct line: the costs of real estate management and formalizing the contract shall be borne by the landlord.
Before this reform it was common for the tenant to pay the agency, typically the equivalent of one month's rent plus 21% VAT, simply to sign a contract the agency had arranged on the landlord's behalf. The law flipped that logic on a simple principle: whoever hires the agency is the one who should pay for it. The landlord engages the agency's services, not the tenant, so the tenant should not foot the bill.
It is worth being precise about scope. The rule applies to leases of a primary residence. It does not cover seasonal or short-term rentals, commercial premises, or property sales, where commissions are still governed by freedom of contract under Article 1255 of the Civil Code and, in practice, are almost always paid by the seller.
The ban applies to
- Leases of a primary residence
- Agency fees for managing the lease
- Fees for formalizing the contract
It does not apply to
- Seasonal and short-term rentals
- Commercial premises
- Property sales
- Services you asked for yourself
Consumer authorities are actively enforcing it
The law has been in force since May 2023, but compliance was not automatic. Because the practice kept appearing in complaints, consumer authorities escalated from warnings to sanctions.
- May 2023Law 12/2023 amends Article 20.1 LAU. The costs of agency management become the landlord's.
- February 2024Spain's Directorate-General for Consumer Affairs publicly warns several agencies that the charge is illegal, and tells them to correct their contracts.
- October 2024The Ministry opens a sector-wide investigation after complaints keep arriving.
- March 2025Formal sanctioning proceedings opened against a large national agency.
- June 2025A second case against another national agency, for the same practice together with forcing tenants into unrequested insurance and add-on services. The investigation remains open and further cases may follow.
What happens if they charge you anyway
The law treats these clauses as abusive under Article 47.1.j) of the General Law for the Defense of Consumers and Users. That has two practical consequences for you as a tenant:
- You can refuse to pay it. The clause requiring you to cover these costs is void, so you do not owe it even if it is written into the contract.
- If you already paid, you can claim it back. Because the clause is abusive, you are entitled to demand a refund from the agency or the landlord.
For the agency, the financial risk is real. These infractions are classified as serious or very serious, and in both cases the fine can be increased by a multiple of the illicit profit the agency made from the practice.
What they can still charge you for
The law does not stop an agency charging for services you voluntarily hire outside the landlord's contract-management process: an active property search you specifically requested, for example, or extra help that is not part of formalizing the lease. The key is consent. If you did not ask for the service and it is imposed as a condition of getting the apartment, you do not owe it.
The bottom line
If you are renting a primary residence in Spain, the agency's commission is paid by whoever hired the agency: the landlord. It has been the law since 2023, the Consumer Affairs Ministry has been actively enforcing it since 2024, and as a tenant you have the right both to refuse payment and to reclaim what you have already paid.
If you are being charged
- Check what the charge is for. If it covers managing the lease or formalizing the contract, it is the landlord's cost.
- Check the lease type. A primary residence is covered. Seasonal lets, commercial premises and sales are not.
- Refuse the clause. It is void, so you do not owe it even if it is written into the contract you signed.
- Ask for a refund in writing if you already paid, from the agency or the landlord.
- Escalate if they refuse. A lawyer or a consumer association can pursue the claim.
This article is general information, not legal advice. If you are dealing with this situation, a lawyer or a consumer association can help you pursue your specific case.
Sources
- Ley 12/2023, de 24 de mayo, por el derecho a la vivienda (BOE)
- Consumo advierte a las inmobiliarias de que es ilegal cobrar una comisión, Ministerio de Derechos Sociales, Consumo y Agenda 2030 (23/02/2024)
- Consumo abre expediente sancionador a una gran inmobiliaria (27/03/2025)
- Consumo abre expediente a una segunda inmobiliaria de ámbito nacional (17/06/2025)